Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website platacruz.com, operated by PlataCruz S.R.L. By accessing or using this site, you accept these terms in their entirety. If you disagree with any part of these terms, please do not use the site.
1. Identification of the owner
PlataCruz S.R.L., with registered office at Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Autonomous City of Buenos Aires, Argentina. Tax ID (CUIT): 30-71856429-3. IGJ Registration No. 2024/38451. Email: contacto@platacruz.com.
2. Nature of the service
PlataCruz is an exclusively educational and informational web portal dedicated to disseminating content about financial education for citizens of the Argentine Republic. PlataCruz does NOT provide financial, banking, investment, financial advisory, stock brokerage services, or any other service regulated by the Central Bank of the Argentine Republic (BCRA), the National Securities Commission (CNV), or similar organizations. Published content constitutes educational materials that should not be interpreted as investment recommendations, personalized financial advice, or offers of financial products or services.
3. Limitation of liability
Content is provided 'as is' and for exclusively educational purposes. PlataCruz does not guarantee the accuracy, completeness, timeliness, or suitability of the information for any specific purpose. Any reference to returns, rates, exchange rates, or market values is merely illustrative and referential. Past returns do not guarantee future results. PlataCruz shall not be liable for financial, investment, or any other decisions that users make based on the content of this site. We always recommend consulting a licensed professional before making financial decisions.
4. Intellectual property
All site content — including texts, graphics, logos, designs, photographs, data compilations, and software — is protected by the intellectual property laws of the Argentine Republic (Law 11,723 and related laws) and applicable international treaties. Reproduction, distribution, public communication, or transformation without express written authorization from PlataCruz S.R.L. is prohibited.
5. Acceptable use
The user agrees to use the site lawfully, in good faith, and in accordance with these Terms. The following is expressly prohibited: (a) using content for commercial purposes without authorization; (b) reproducing, copying, or distributing materials without written consent; (c) attempting to access restricted areas of the server or system; (d) introducing viruses, malicious code, or any harmful technology; (e) impersonating another person through the contact form.
6. Third-party links
This site may contain links to third-party websites for informational or educational purposes. PlataCruz does not control and is not responsible for the content, privacy policies, or practices of those sites. The inclusion of a link does not imply endorsement or association with the third party. You access such sites at your own risk.
7. Modifications to the site and terms
PlataCruz reserves the right to modify, suspend, or discontinue any aspect of the site at any time without prior notice. Likewise, these Terms and Conditions may be updated periodically. Modifications will take effect from the date of their publication. Continued use of the site after a modification implies acceptance of the new terms.
8. Personal data protection
The processing of personal data is governed by our Privacy Policy, which is an integral part of these Terms and Conditions. We recommend reading it carefully.
9. Applicable law and jurisdiction
These Terms are governed by the laws of the Argentine Republic. Any controversy arising from or related to the use of this site shall be submitted to the exclusive jurisdiction of the Ordinary Commercial Courts of the Autonomous City of Buenos Aires, both parties waiving any other forum that may apply.
10. Contact
For inquiries about these Terms and Conditions, you can contact us at contacto@platacruz.com or at our legal address: Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Autonomous City of Buenos Aires, Argentina.